Personal Loan

A personal loan is an unsecured loan, which means that the borrower does not need to provide the bank with any security. Personal loans can be taken for any purpose, be it for a holiday or a wedding expense. Most banks and NBFCs offer personal loans up to Rs. 15 lakhs, which can be repaid over a period of up to 5 years. The loan amount you are eligible for and the personal loan interest rate you will be charged are dependent on factors such as monthly income, employment history, residence history and credit history. Banks typically cap the monthly payment (EMI) on your loan to about 50% of your monthly take home income

Minimum age of Applicant should be 24 years

Maximum age of Applicant at loan maturity: 60 years

Minimum employment: Minimum 2 years in employment and minimum 1 year in the current organization

Minimum Net Monthly Income: Rs. 15,000 per month

Housing Loan

Home loans are provided based on the market value, mainly estimation given by banks or the registration value of the property. Availing various types of house loans to suit your individual needs at the lowest rates & easy financing can now fulfill the need for a house of your own.

Home loan is not a one-time decision; do review the market periodically before availing them. Today there are unlimited numbers of home loan banks in the country wanting to give out Home loans. Given this scenario, it may seem easy getting yourself a loan. But is it really??

Buyers tend to make mistakes while entering into deals, which may not be beneficial for them, so better compare all the variables before signing a housing loan agreement by different banks. However the loan agreement should be finalized only after reading the terms and conditions carefully.

Mortgage Loan / Loan Against Property (LAP)

Loan Against Property is specially designed product for self employed. LAP is the most ideal if you want to expand your business as you get higher loan amounts at low interest rates you get high tenure which makes your repayment easy

You can take a loan against your residential or commercial property, You can get a mortgage loan based on the market value of your property. It is normally 60% of the property value and the same time your income is also taken into consideration to check your repayment capacity.

Credit Card: loanshyd.com Helps You To Find The Best Offer For Credit Card
Personalised Service: Our trained Relationship Managers will understand your requirements and your profile and help you find the most suitable Credit Card offer.
Rate Comparison: We help you understand the details of all costs involved in taking a Credit Card and help you find the right card.
Research: Benefit from our detailed research on all the products from the leading Credit Card players in the and make the right choice.
Zero Charges: loanshyd.com offers Home service to its customers In at zero fees. Use our services to find the right Credit Card offer at no extra cost.
Unbiased and Transparent Search: Our objective is to simplify your Credit Card search and we provide information in an unbiased and transparent manner